OUR SOLUTION EXTENTIONS
Infinit
TransSys Bureau-centric Decision Management for Banks and Financial Services (BFS) offers a range of solution and services which are delivered with a stamp of practitioner’s perspective and pragmatism thereby ensuring ROI-sensitive engagements
Leveraging our experience and expertise in the BFS industry, TransSys team offers Infinit suite of products and solutions, conceptualised and delivered by banking professionals..
Our Products and Solutions leverage ‘OnUs’ (internal performance) and ‘OffUS’ (credit bureau) data, and largely fall under 3 discrete, loosely coupled modules
Bureau Gateway & Insights
The component manages the complete bureau interface for the organization and consists of 3 board areas
- BureauCast: to digitise the PDF files.
- BureauOnTap:real-time gateway to the credit bureau.
- Insights: Bureau datamart with derived computations for scoring, analytics & decision management.
Origination Work Flow & Decision Engine
- Underlying workflow automation.
- Taps into the Bureau Gateway and the Risk Datamart when needed.
- Designed by practitioners with year of experience
- Blends the offline process with online optimally to ensure real-time credit assessment while ensure superior customer experience
Risk Datamart & Analytics
- Single Repository for all risk-related parameters of existing bank customers..
- Pre-packaged with a 2,500 derived computations that facilitates smart analytics and instant decisions.
- IFRS 9 ready.
- The workflow taps into this component for all lending decisions for existing customers.
Decision Management domain in BFS has seen heavy investments in adopting cutting-edge technologies, in addition to investments on COTS products. Despite this, many implementations have had sub-optimal outputs or costs outweighing the benefits. In addition, the Credit Bureau in most markets is becoming a key lever in driving customer acquisition and portfolio / risk management interventions.
Infinit team brings to the table significant operational banking experience woven with expertise on Technology and Consulting. Our engagement is differentiated by
Ethos
Conceptualised build & Developed by bankers
Pre-packaged with banking
expertise
Right-engineered
solutions
Bolt-on approach
High speed implementations
Value generated
1
Crunched Go-Live times
2
Day 1 buseness-user ready
3
Marginal consumption of client's time
4
Optimised for business output
5
Minimal solution redundancy-products fit into the exsiting solution landscape
Our Banking DNA makes us effective problem solvers
We readily align with our clients’ business context and their priorities. This helps us keep an unwavering focus on business objective or issue being solved for, thereby ensuring for our clients,
- An optimal solution that is fit-for-purpose, rather than force-fitted.
- Technology is used to redesign rather than simply automate existing processes.
We help you hit the road running
Our contextual familiarity gives us a huge leverage to marginalise engagement slack for our clients
- We lift-off vertically avoiding the traditional taxiing.
- Minimal time for requirement understanding and document drafting.
- Pre-packaged solution modules that are loosely coupled.
- Experience-led training.
- Effective ability to work across multiple client departments.
In real terms, our clients tend to benefit in terms of crunched engagement time and minimal time demanded from client stakeholders..
We participate through the Customer lifecycle
True to our business solution focus, our participation with banks and financial institutions is across the customer value chain – from customer origination to portfolio management and collections. No matter where in the value-chain an organisation is, our solutions tend to be ROI sensitive as they are fit-for-purpose and designed through first-hand experience.
Baranidharan M
Barani has 18 years of experience in Technology. He comes with extensive experience in product development, Architecting and implementing Workflow, BI and Decision Management solutions for Banking and Financial Services industry. He has served companies like TransSys, Equifax, Logica and Yahoo in Technical and Senior management capacity. Barani holds a Bachelor of Engineering from Barathiar University, INDIA..
Ram Prasad
Ram has 20+ years of experience in Retail Banking and Payments. His experience includes leadership roles with multi-national banks (Standard Chartered, Barclays) with exposure to Asia, Middle East and Africa markets. He co-founded the MEA franchise of NettPositive, a BI & Analytics start-up focused on BFS and saw through a successful buyout to Equifax Inc. Ram is an MBA from TAPMI, INDIA and Bachelor of Engineering (B.E) from Delhi Technological University (formerly Delhi College of Engineering), INDIA.
Abhishek Singh
Abhishek has 18 years of experience in consulting and financial services. His experience includes retail banking and life insurance with exposure across South East Asia, India, Africa and Middle East. Abhishek worked with McKinsey and Co. as Analytics Leader in the South East Asia region. He was also part of the startup journey of NettPositive (now Equifax Analytics India) from inception to its successful buyout. Abhishek is an MBA from SP Jain Institute of Management and Research (INDIA) and Bachelor of Engineering (B.E.) from NIT Surathkal.